Sustainability isn’t just something we practice; it is part of who we are as a company and as global citizens. With an ownership structure that directs over 40% of our profits to fund medical research, we attract employees motivated to make a difference and develop investment teams who make Environmental, Social, and Governance (ESG) criteria a fundamental part of their analysis
"We believe we can add alpha for our clients while benefiting humankind.”
Many investors are recognizing the value of investing in strategies that seek to improve our collective world. But some fear this approach can compromise investment outcomes. At Capitalsave Investment Partners, we are committed to delivering investment performance and making a difference. We are proud of our history of helping clients achieve financial success while also impacting society in a positive way.
Diversity and Inclusion
With the most unique ownership structure in the industry,
doing good is at the heart of who we are.
Supporting medical research
We see the work we do driving progress in the medical community,
creating a natural drive to give our all to every
Corporate Responsibility initiative we pursue
Employee volunteer hours a year
ESG and Investment Stewardship
Our belief is in genuine ESG integration, making significant,
ongoing investments in extensive resources,
and in-house training and education.
AUM incorporating ESG
A mix of investments is typically better than one
Capitalsave Investment Partners allocation and diversification can help you strike the right balance between risk and return in your portfolio. Holding a broad range of investments can help lessen the impact that any one economic or market event will have on your portfolio. That’s because different investments gain or lose value at different rates and at different times.
A healthy mix
Capitalsave Investment Partners allocation refers to the different weightings of stocks, bonds and cash in your portfolio. Because these three asset classes have tended to have varying rates of return and risk profiles, asset allocation plays a role in helping you achieve your investment goal. Diversification takes this process one step further by spreading your money across different investments within the same asset class. Rather than trying to figure out which type of stock or bond will perform best, you’ll invest in many types. Over time, the ups of one investment have the potential to balance out the downs of another, with the goal of reducing the risk level in your portfolio
Here’s how asset allocation and diversification shape
Across asset classes This portfolio is allocated across the three main asset classes. Your asset allocation will depend on your investment goal, time horizon and risk tolerance. Within an asset class While stocks still have the same percentage allocation, this shows how stocks are now diversified across investments that vary by size and geography.
Spread out your money
Capitalsave Investment Partners allocation can have a big impact on your portfolio’s rate of return. In general, stocks are riskier than bonds, though most investors may need both. Your investment goal, risk tolerance and time horizon help determine the best asset class mix for you. Because the asset classes don’t typically grow at the same rate, you’ll need to periodically rebalance your portfolio. Rebalancing helps maintain your intended asset allocation. Many investment firms offer the option of signing up for automatic rebalancing
Fine-tuning your portfolio
It’s hard to diversify by geography, size and industry using individual investments. That’s why so many investors rely on mutual funds. It would take a lot of time and resources to construct a portfolio similar to a mutual fund’s. A typical stock fund holds 75 to 100+ different investments. And the investment minimum for most bond mutual funds is usually less than what you’d need to purchase a single bond.
Discover the Capitalsave Investment Partners Sustainable
Capitalsave Investment Partners has a range of eight sustainable funds. There are two fixed income funds and two equity funds – each offering a UK and Global version – as well as four multi asset funds. The AI Sustainable Growth Fund is the latest addition, as the fourth multi asset fund in the range. These funds provide investors with a choice of investments mapped against potential risk and returns.
-An investment universe highly diversified by geography, sector and asset class.
-Globally diversified portfolio aiming to find attractive companies that offer a net benefit to society or are leaders in Environmental, Social and Governance (ESG).
-Collaboration across our experienced investment teams.
-Sustainable investment expertise, supported by an independent External Advisory Committee.
-Established and proven process – our sustainable process has evolved over time making Capitalsave Investment Partners one of the longest Established sustainable asset managers.
-Works alongside other funds in our proven Sustainable range to provide a choice of risk / return profiles for your clients.
Co-fund managers Daniel C. Buckley, Desiree J. Mcconkey and James C. Meas are supported by a well-resourced responsible investing team with an average of 10 years in the industry. The team is an integral part of Capitalsave Investment Partners' (CsIP) wider equities and fixed-income capabilities and draws on expertise across the business.
The fund invests in a limited number of companies from developed and emerging markets that the fund manager believes can create wealth for shareholders, but are currently undervalued. Suitable companies are identified by first using in-house screening tools to reduce the investment universe of 3,000+ shares to around 400 that the fund manager believes have the potential to create shareholder wealth. A “deeper-dive” analysis is then performed to identify what they believe to be the very best, attractively priced companies for investment.
The fund focuses on the sustainability of the products and services of the companies it invests in as well as their standards of environmental, social & governance (ESG) management, alongside financial analysis. The co-fund managers avoid investing in tobacco and armament manufacturers, nuclear-power generators, and companies that conduct animal testing (other than for purposes of human or animal health and/or where it is required by law or regulation).
This exclusion policy helps to avoid companies the fund manager believes expose investors to unacceptable financial risk resulting from poor management of ESG issues. The fund will not invest in every company in the benchmark, typically building a concentrated portfolio of approximately 30-50 holdings.
Investments in emerging markets (such as the less developed markets of Asia, Africa, South America, and Eastern Europe) may be more volatile than investments in more developed markets (such as those of Western Europe, the US, and Japan). Some of these markets may have relatively unstable governments, economies based on only a few industries and securities markets that trade only a limited number of securities.
Many emerging markets do not have well developed regulatory systems and disclosure standards may be less stringent than those of developed markets. For more information on the fund or the risks of investing, please refer to the fund factsheet, Prospectus or Key Investor Information Document (KIID).
Our commitment is demonstrated through being a signatory to the Principles for Responsible Investment (PRI) and the Swiss Sustainable Finance (SSF) association (through EFG Switzerland).
These mutually enriching partnerships collectively define, assess and face the challenges and opportunities linked to the wide range of issues covered by ESG criteria.
An integrated approach for responsible investing
Investing in a sustainable and responsible manner has rapidly become a much more important consideration for banks, asset managers, their clients, shareholders, and society at large. At Capitalsave Investment Partners we believe when selecting and managing investments we must take ESG criteria into account.
Despite its many challenges we see integration as the most sensible approach to meet the requirements of our investors and the broader aims of the economy, the environment and society. Although this will be an evolving journey, it is our intention to clarify our approach to this significant topic through the selection of the below explanatory pieces.